Personal Loans

Home Equity Loans & Lines of Credit

A United Bank Home Equity Loan or Line of Credit lets you use the equity in your home for virtually any need, including:

A new car
Debt consolidation
College
Vacation

Automobile & Boat Loans

At United Bank, we will move you in the right direction with our competitive new and used automobile and boat programs.

Student Loans

Federal Stafford Loans

Subsidized Stafford Loan

Eligibility is based on need. Your interest rate is variable but will not exceed 8.25%. The Federal Government pays your interest while you are in school at least half-time and during your six-month grace period. You begin making regular monthly loan payments (principal and interest) six months after you graduate, leave school or drop below half-time enrollment.

Unsubsidized Stafford Loan

Eligibility is not based on need. This loan is available to all eligible students, regardless of income. Your interest rate is variable but will not exceed 8.25%. You are responsible for all interest from the day the loan is made. You begin making regular monthly loan payments (principal and interest) six months after you graduate, leave school or drop below half-time enrollment.

Plus Loan

The Parent Loan for Undergraduate Students (PLUS) allows a parent to borrow up to the total cost of their dependent student's education minus any other aid for which the student is eligible. The interest rate is variable but will not exceed 9%. Interest begins to accrue at disbursement. Repayment begins within 60 days of final disbursement.

For more information

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